mySafaricom App has just been updated to add Fuliza submenu for those who want to use this new service. Fuliza M-Pesa is an overdraft service that allows M-Pesa customers to complete M-Pesa transaction even when they have insufficient funds in their accounts. This is not a loan facility but rather is a service that lets you send money or complete a Lipa na M-Pesa (Buy goods and Pay bill) transaction even when you have insufficient funds.
When Fuliza went live, the submenu was missing from mySafaricom app but it has now been added with the latest update. The submenu is under M-Pesa and from there you can opt in/out, see your limit, information about your Fuliza and some other key stats that you may find useful
Fuliza submenu on mySafaricom app is in addition to the USSD code that provides some of the key functions that you need if you are already using or are planning to use Fuliza. The addition of the submenu to the mySafaricom app is key as Safaricom wants as many people as possible to use the app and that is why it ensures most of the key features can be accessed through the app.
Fuliza Charges
There are charges that Fuliza attracts that you should know about before getting started. There is an access fee of 1% and a maintenance fee of between Ksh.2- Ksh.30 per day is charged each day the account is overdrawn. Below are the charges to expect when using Fuliza.
| Amount | Tariff |
| 0 -100 | One-time fee of Ksh 2 |
| 101-500 | Ksh 5 per day |
| 501-1000 | Ksh 10 per day |
| 1001-1500 | Ksh 20 per day |
| 1501-2500 | Ksh 25 per day |
| 2501-70000 | Ksh 30 per day |
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